The proper underpinning of “Nzu†as a traditional symbol of holiness and purity of the indigenous people of Igbo’s will go a long way in the full integration of the Igbo people’s life and their immediate cultural ecology with messages it disseminate. It must be noted also that despite the significance of this integration, it must be informed that the white chalk “Nzu†to many adherents of African Traditional Religion is seen as a symbol of purity is evidently not limited in its transmission of reality thereby making it to serve as an outward and inward purity and holiness that are required of the worshipper towards improving human spiritual conditions and dignity. This paper investigates how “Nzu†basically play significant roles in mediating and facilitating religious communication in Igbo Traditional Religion, giving rise to thought, interpretation, and symbolic meanings. In Igbo cosmology, “Nzu†encapsulate so many things which are very distinctive thereby representing so many things and ideologies.

This research was conducted to determine the assessment of food crop farmers’ access to micro credit in Oyo state. Multi-stage sampling procedure was employed in selecting 120 respondents for the study. Primary data was collected through interview schedule and it was analyzed using descriptive and inferential statistics. Results reveal that majority of the respondents  (68.3%) were male, married  (79.2%),   Muslims (60.8%). Also 81.7% of the respondents have access to micro credits and their source was micro finance institution(84.2%). Correlation analysis revealed that there existed a relationship between income (  and constraints (  and food crop farmers’ access to micro credits. It was  recommended that condition involved in given loan to farmers should be lenient, convenient and even comfortable, however, educational level of farmers should be improved by Government through a good policy formulation on education.