“Determinants of Group Loan Repayment Performance of Micro and Small Scale Enterprise’s Sectors A Case of East Wollega Zone Oromia Credit and Saving Share Company”. (2019) Research and Analysis Journal, 2(5), pp. Page No. 46–62. Available at: https://rajournals.com/index.php/raj/article/view/34 (Accessed: 9 August 2025).